Small business finance resources
Practical guides on cash flow, pricing, and buying or selling a business. Written by practitioners, not marketers.
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Costs
How much does a fractional CFO cost?
Hourly, retainer, and project pricing explained, plus what drives the price and how to tell when you are ready. Read the guide
Cash flow
The 12-month cash-flow forecast every owner should have
What goes into a rolling forecast, how often to update it, and the three mistakes that make most forecasts useless. Read the guide
Selling
Thinking of selling? Start with a quality of earnings
Why buyers discount messy books, what a QoE proves, and the two-year prep timeline that maximizes valuation. Read the guide
Basics
Bookkeeper vs. CPA vs. fractional CFO: who do you actually need?
The three roles, what breaks when each is missing, and the order to hire them in. Read the guide
Pricing
Which of your customers are actually profitable?
A simple margin exercise most owners have never run, and what to do with the answer. Read the guide
Buying
Buying a business? Read the QoE before the CIM
What a buy-side quality-of-earnings report catches that a broker's pitch deck will not. Read the guide
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